Terms of Service — Afropaddi

Owner note: this is a sensible starter text written for a Nigerian digital-services platform. Replace the bracketed placeholders and have a lawyer review it before you go live.

1. Who we are

Afropaddi ("we", "us") is an online platform operated by [Your Registered Business Name], [Address], Nigeria. By creating an account or using the site you agree to these terms.

2. What we sell

Virtual phone numbers for receiving verification SMS, social-media growth services, airtime, data bundles, electricity, cable TV and other bill payments, and dollar virtual cards. Many of these are fulfilled by third-party providers; delivery times and availability can change without notice.

3. Your account

You must be 18 or older and give accurate information.
You are responsible for your password, transaction PIN and everything done with them. Tell us immediately if you suspect misuse.
One person, one account. We may suspend accounts used for fraud, abuse, chargebacks or illegal activity.

4. Wallet and payments

You fund a Naira wallet by bank transfer to your personal virtual account. Wallet money is spent on purchases and is not a bank deposit or interest-bearing account. Prices are shown before you confirm and may change between purchases.

5. Acceptable use

You agree not to use our numbers, cards or boosts for fraud, harassment, spam, money laundering, evading sanctions or anything unlawful. Virtual numbers must not be used to create accounts you are not permitted to hold.

6. Third-party services

We cannot guarantee that a website will accept a virtual number, that a social platform will keep the followers or likes delivered, or that a biller will credit instantly. See the Refund Policy for what happens when an order fails.

7. Limitation of liability

To the extent allowed by law, our liability for any order is limited to the amount you paid for it.

8. Changes and contact

We may update these terms; continued use means you accept the update. Questions: [support@yourdomain.com].